Disclaimers give us freedom

It's hard not to think about race and racism (not racist thoughts but rather thoughts on racism) today. I have gone out of my way to avoid being political and even criticize those self important blogs that think that their opinion really means anything. (I am too much of a realist to think that anything written while half awake at work, no matter how I flower it, would affect or inspire anyone or anything to do anything but laugh (I hope).
Disclaimer given, I tend to think the best of people. I don't think people are hate-filled, I think they are stupid. (and no that doesn't have anything to do with politics, just in general) A coworker was talking about the "mortgage crisis" and said, "I am no racist, but you know it was black people (whispered) that can't pay their mortgages." I am no judge of character, but you are a retard. I think it's funny that people believe if they put a disclaimer in front of what they are going to say and then whisper whatever contradicts their disclaimer that what they say is just fine. I am no anti-Semite, but the Jews (whispered) will be the end of this world with their bagel eating, Hollywood owning, only look out for their own, big noses, oh but I am no anti-Semite.
Don't reach too far into this post to take out your preconceived political biases. The post is just about what it is about and nothing more.
Off topic:
As a writer I hate literature classes, because I think that we make geniuses out of average writers by looking too hard for deep meaning. Nothing makes me want to take a gun to my face like a poetry unit in school. I have no prejudices, but it's always some hippie princess who hasn't showered or shaved in months and while the real world escapes her, it's fine because she wants to live in nature with her books and weed.